openclaw-home-pc/workspace/skills/daily-stock-analysis/references/financial-metrics.md
2026-03-21 15:31:06 +08:00

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Financial Metrics Reference

Use these formulas and interpretations consistently. Metric availability may differ across US/CN/HK data providers.

1. Profitability

  1. Gross Margin
  • Formula: (Revenue - COGS) / Revenue * 100%
  • Use: Pricing power and production efficiency.
  1. Operating Margin
  • Formula: Operating Income / Revenue * 100%
  • Use: Core operating efficiency.
  1. Net Margin
  • Formula: Net Income / Revenue * 100%
  • Use: End-to-end profitability quality.
  1. ROE
  • Formula: Net Income / Average Equity * 100%
  • Use: Equity capital efficiency.
  1. ROIC
  • Formula: NOPAT / Invested Capital * 100%
  • Use: Capital allocation quality across debt and equity.

2. Growth

  1. Revenue Growth (YoY / QoQ)
  • Formula: (Current Revenue - Prior Revenue) / Prior Revenue * 100%
  1. EPS Growth
  • Formula: (Current EPS - Prior EPS) / Prior EPS * 100%
  1. Multi-year CAGR
  • Formula: (Ending / Beginning)^(1/Years) - 1

3. Valuation

  1. P/E (Trailing / Forward)
  • Formula: Price / EPS
  1. PEG
  • Formula: P/E / Earnings Growth Rate
  1. P/B
  • Formula: Price / Book Value Per Share
  1. P/S
  • Formula: Market Cap / Revenue
  1. EV
  • Formula: Market Cap + Total Debt - Cash
  1. EV/EBITDA
  • Formula: EV / EBITDA
  1. EV/Sales
  • Formula: EV / Revenue

4. Leverage and Liquidity

  1. Debt-to-Equity
  • Formula: Total Debt / Total Equity
  1. Interest Coverage
  • Formula: EBIT / Interest Expense
  1. Current Ratio
  • Formula: Current Assets / Current Liabilities
  1. Quick Ratio
  • Formula: (Current Assets - Inventory) / Current Liabilities

5. Cash Flow Quality

  1. Free Cash Flow (FCF)
  • Formula: Operating Cash Flow - Capital Expenditures
  1. FCF Yield
  • Formula: FCF Per Share / Price * 100%
  1. Cash Conversion
  • Formula: FCF / Net Income

6. Interpretation Guidance

  1. Always compare metrics against:
  • Company historical range
  • Sector and direct peers
  • Current macro regime
  1. Avoid single-metric conclusions.
  2. Flag where accounting standards or reporting cadence reduce cross-market comparability.